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Hiya MFG The Cross coll is good to be aware of, BUT can be easliy stopped if set up the right way. ta rlf

Hiya MFG Perhaps, we dont know the other detials, or if its actually suitable for you, but on the surface a strong YES says that the lender may lend you the purchase price plus costs. Dont just rely on what your existing lender puts on the table for you. Seek a chat with a good...

Hiya MFG hard to give more than a little general advice without some of the other numbers such as value of prperty etc. I would generally advise that you either 1. Hold onto the 40 k in the offset and borrow the 40 k from the PPOR if you have the equity or 2. Insert a 40 k loan...