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  1. R

    Bank won't lend due to Credit Default - help needed!

    Hiya Grubar Thats great news 5.5 is pretty good ! Obvioulsy dont go uncon on a contract till your new financier has provided an unconditional offer. Your experience of both variances in what lenders will lend what, and their doco needs is quite normal. STG needs as described as...
  2. R

    Bank won't lend due to Credit Default - help needed!

    Hi Carrots looks like it might be a good outcome ! I find too many organisations use the CRAA system to their unfair advantage. In fact, im still surprised that some gov body hasnt stepped in to set some new rules which apply in todays world ta rolf
  3. R

    Bank won't lend due to Credit Default - help needed!

    Hiya Carrots Once the file has gone to collections, its harder to get it cleaned up because often u now have 2 things to address. But play the game, and get a commitment from both parties that it will be removed b4 payment, especially if you can show that they didnt mak much of an effort...
  4. R

    Bank won't lend due to Credit Default - help needed!

    One of the up front bits of advice that wont work now is when addressing the defaults, the lodger will many times remove them if you make it a condition of payment. You will be told lots of reasons by different folk, but in general, if the debt hasnt been passed to a collections agency, or...
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