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Hi Gooram Pay down and redraw PPOR loan will cause headaches for accounts if you can provide the relevant loan and purchase figures once of us can give you an example with actual numbers ta rolf

Hiya Goo If you still have PPOR debt, then put a loan split into the PPOR loan equal to the amount of deposit that you want to use for the new PPOR. The pay it down with cash from the offset and re borrow when needed for the new IP. That way u max the tax posn. There is no vanilla answer...

Hiya San Welcome How longs a piece of string. Comes down to a variety of factors,, probably the most imoortant one being is the amount of exposure. If you only have a few hundred k, and your service model If you have 10 mills of loans its going to be very hard to have them spread...