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Hi SZ Welcome Its not so much BAD right now. its that using cross collateral can become an issue which stops you later on ta rolf

One small caveat I would have with LOCs rather than an IO term loan, be aware that some LOCs have a "repayable on demand" clause in them. Some clients dont like that. I dont know of anyone that this clause has been used on where they have been compliant with their loan, but its there for a...