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Hiya Trashy Id say its very unlikely that they wont do that deal on the basis of the default. Has no material effect on the risk to the lender in reality, especilly of your repayments with them have been spot on Come back and keep us posted please ta rolf

Hiya I think you shouldnt have too much trouble with that lot. the LVR is mighty low if properly structured. Has the lender defined that the default is the prime reaso for decline ? ta rolf

Hiya Trashy what sort of Loan to value ratio do you need ? ta rolf