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There is no contradictory advice ..................in this case just plain WRONG advice, and its so common in regard of purpose of the use of the funds determining deductability that its laughable that this still isnt covered in basic lending training...................... ta rolf

This might be a branch / franshcise deal with the 95 %. I understand that the full doc products are still available to 95 % through that channel...........maybe im late with my info ? Branch also doesnt suffer the current 4 week service levels either :( What Josko said is right though...