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so really what u are saying is that lenders will be able to provide more share holder valuer............. ta rolf

late payments dont necc relate to a credit quality though. While there is some logic in starting some more useful credit input ( at the moment we have 3 sorts of credit file Nil Neutral Adverse Digging down to the detail of telco and utilities bills wont do much. However, recording...

Elf, it wont work in ur favour that way .................. Liv costs will still be the higher of deemed amount or actual declared ta rolf