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Not with the St George Product on PPOR, but with most others, yes, you got it ! ta rolf

Sorry Heritage doesnt do IO on Owner Occ St George Does do IO on Owner OCC, but savings from the benefits of the offset acct flow through to reduce the principal. Not what u want, what u want is for the principalto remain the same, but for the interest repayments to be reduced ta rolf

2 obvious exclusions Heritage ni IO on PPOR and Stg No proper IO offset on PPOR ta rolf