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depending on the lender, that card can cost close to 80 k in borrow capacity and more if you are buying an IP. there are many a direct on the net style lender that may give you what you want, though "freebies" low rates and difficult borrowing conditions usually dont go together ta rolf

CBA servicing is on right on the middle of the road even where ideallly structured. If you spread the exposure a little between diff lenders ( us the right lender at the right time) u will do much much better. ta rolf