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Tax advice from RMs.that almost as bad as taking tax advice from brokers. Always, always check any 3rd party advice with ur own tax people. In some circumstances, even they are very divided. ta rolf

Hiya AS Thin ice .............. Every lender that I know of with the right sort of IO offset account has the actual NETT interest billed on the statement. Im sure the commissioner would take a dim view of someone claiming a cost that they could not substantiate ta rolf