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Hiya Ando Generally, NO, but does depend on the product and lender you have your LOC with at the moment. Generally rates on LOC are the same or slightly higher than offset ta rolf

Ando Your undecideness about something so far in the futue is absolutely normal. on that basis Id look hard at converting your LOC ppor loan to an IO loan wth 100 % offset and stick spare cash into that offset. this structure will allow you to maximise your tax dedns on the current PPOR...

Hiya Ando When you say "OUT" of your PPOR in 10 years time, do u mean u will SELL it for sure, or would you maybe keep it as an IP ? ta rolf

Hiya Ando What will u do with ur PPOR on 5 or 10 years time ? ta rolf