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Hiya TB U cant oustmart a lender in the fixed vs variable game They already have their margin on any fixed rate hedged because they have passedthat risk to someone lese, so regardless if rates go up down sideways, the lender wont loose their margin. ta rol'f

On the "should you" question One year fixeds can be good or just plain evil depending on where rates end up when u exit the fixed. It has been said that the one year fixed may not be that flash seeing you can get variables as low as 5.72 ongoing if the lvr is lower than 75 % 5.72 to...