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Hiya BV Im not brave enough to say what rates will do, for if I really knew, Id be writing this from my 120 ft boat, based in Whitsundays or The Florida Keys.............instead of my 3.50 m Sea Sprite with 4 hp outboard on The Nerang River. Im not a big fan of 1 year fixeds...

class action ????? on what basis ? stupidity and poor pr ( on the surface) on Westpacs behalf is one thing, but I thought we lived in a free market society ? I have something I want to sell you, be that a product or service, I set my price and service level and my business lives or dies...