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thats ok Monsoon most of my clients are real people too :) Sorry, just read your other post and can relate..........My main comment would be, this isnt really about brokers per se, but human interaction, which sometimes can go great, and sometimes not so great. Ultimately, it comes down to...

Hi Marko Always good to do the research ..... On an average sort of loan, how would you go about pocketing the commission you would have paid ? ta rolf

Hiya Hoffy Where we need to place business where a comm isnt available, then a fee for service will generally be charged, equivalent to the usual commission paid. Objectively, its not possible, nor viable to work with the +- 700 or so "lenders" in Australia. A broker is NOT obliged to...

yes Richard, thats where fee for service comes on doesn it, comm isnt the only way to make a buck, and quite we also do our share of pro bono work ta Rolf

90 % of our task is not related to interest rate, fees and charges or indeed much to do with variable costs. Its trying to work out what the client actually needs, compared to what they perceive they need...............that leads to some interesting long discussions. Sometimes that...