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Hiya Y33 A consistent 20 % would be malpractice ? I agree there is a resistance to valuers meeting the market because for so many years it has just been on the Up, and therefore there is a perceived propensity for it to at some time come Down. We see 5 % as not unusual, 10% on occasion...

Hi Darwinite I can vouch that there are some gr8 brokers in darwin, as I kno its not hard to work with an interstate broker. Many an experienced broker has clients from most of the continents, so Aussie states usually dont present a problem to the broker. ta rolf

Hey Darwinite depending on the lender, and the structure used, the OLD lmi may still be useable such that you only need to pay the premium that applies to the new money, potentially saving u thousands ta rolf