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  1. R

    How to transfer ownership to spouse and maximise new debt?

    Hi TJ Id go with the bank val everytime............hard to argue with that either way ta rlf
  2. R

    How to transfer ownership to spouse and maximise new debt?

    Hi TJ What u describe should be doable, and the order seems right even the borrowing business isnt a problem, since the title determines tax deductability AND who pays tax on inome is what matters, not who is on the loan. U might run into minor issues depending on the lender. Some dont...
  3. R

    How to transfer ownership to spouse and maximise new debt?

    Hi Johnathan we deal with sort of thing on a "daily: basis as bread and butter business. An 800 lend subject to the usual seriviceability( income vs debt) issues would be fine wothout LMI. Depending on what you are trying to achieve and the availabilty of other property, a 105 % lend...
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