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  1. R

    Who offers true Offset account

    Hi Bell I suspect you will make a full PI payment each month, with the interest saving further reducing the balance, least thats our experience ta rolf
  2. R

    Who offers true Offset account

    Hiya On an onwner occ IO UCCC loan thats IO, St George will apply the interest savings to lower the principal. In some circumstances you can convince them to let you have an IO Investment loan on the PPOR, which has the repayment offset option as they call it ta rolf
  3. R

    Who offers true Offset account

    Heritage is anther that I am aware of. As already said most fixed's dont have 100 %, they have 40 % if any Notable exceptions are Adelaide Bank, and I recall Maybe CUA and The Rock ta rolf
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