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whenever they feel like it : ) I have never heard of it done, but thats not the point ta rolf

yeah, but so is Lo doc to get around servicing issues :) But hey anything is possible ! Its retail. ta rolf

3 year fixed lo doc at sub 6 % is pretty good What Im having trouble with in this scheme of things is that if the comm thinks u are having servicing troubles on full doc, how will they fix this problem on lo doc ? ta rolf

truth is the banks can probably do what they like LOCs in general though are a bit more troublesome in that regard. WBC for eg has a repayable on demand clause on theirs.................not good sport that ta rolf

Hi Yorkie Couple of things the 400 k loc, is it all deductible debt, or is some of it for PPOR use ? On the xcoll bit..............all thats happpening with the 100 % lend is that u have the equity anyway.........sounds to me like you might be better set up with separate facilities...

Robs been around a while ;) and knowns what "repayable on demand" means. In any case, IO with offset for Ips is a better tax proposition if set up and used the right way ta rolf