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it does come down a lot If you can find around 80 k ( 50 from the ANZ side and 20 to 30 from ??) the lmi would oftwn be less than 10 k on a 540 k lend on a 600 k purchase, and u may be able to add it to the loan depending on the lender ta rolf

Hiya Welcome not easy, but perhaps possible Assume 470val holds, max lend with anz = 90 % so they would provide another 50 k minus costs set the 600 k PPOR up as a 95 % lend youd need 30 k deposit from the 50 youd need 23 k for gov costs Possibly around 17 k for lmi...