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There may be more to this than is obvious. banks arent created equal, nor are brokers. You may find that be doing things slightly differently, you may get vastly different results. ta rolf

Hiya Cant really advise much on the data provided, however there is another purchase or 2 or some equity draw there if all the debt is for deductible purposes and u dont have any kids or other commitments not shown here. ta'rolf