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Well,.......... check your NAB memorandum of mortgage...........as to who gets first bite at any money you generate from their security or other money u hold with them............ To be fair, mostly lenders wont pull the all monies on you, but as dazz pointed out in another post, it just...

nooooooooooooooo DT concentration risk applies to the borrower, more so than the lender, though many lenders dont like u to have too much with them either. Its almost a whole chapter and a half of the book, banks behaving badly. If you have all or almost all your total borrowings of 2.5...

at 6.24 ROI would be less than 10 %................. if you can find lower, I suspect it would only be for a little while Unless one were a borrower of 10 mill plus the concentration risk ( and all that comes with) would be too high for the "little" advance in rate, just my view though...