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Not from my submissions :) , we like to use some form of external validation such as residex and/or RP. That doenst always save you either. In todays world to blindly submit a loan app on the basis of client estimate is very very costly both to the brokerage and potentially the clients CRAA...

hmmmmmmmmmmmmm wouldnt be a fire breather would it ? I have had 3 out of 3 revals come in short recently ? ta rolf

LMI involved ? even in the current times, if the val is patently wromg because somethig hasnt been considered in error, ts possible to get the val reviewed upwards , BUT many lmi's have a policy they wont accept the higher val period. Good recent examples is the omission of a CBD car park...