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Carrots and Oranges The old RAMS now RHG and Bankwest were very different funding models. Old RAMS was on lending very short and lending very long. So when the liquiduity crunch came they were cactus. Bankwest on the other hand also chased a fair bit of offshore funding but also had a...

I lived In Jakarta back in the mid 90s I recall at that time there were 26 major banks My local friends laughed when I told them the sort of fees we paid in OZ at that time I doubt much has changed in relative terms ta rolf