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As a rule, Most of my clients dont like repaying Principal, even at some additional interest cost. your scenario and allied data doesnt allow one to make a discernement as to what may work better for you. Some additional hard and soft data might be 1. What sort of tax bill do u have...

I did say normally :) I mean for plebs like me The same? "boys" club deal is around for some medicos and allied, legal folks and "high net worth" individuals, also with Comm I believe. Interesting that being a client of firm x makes you a lower risk. ta rolf

U are considering these written loan offers, or these are baiters ? My immediate thoughts are , wbc dont do that sort of thing for Company loans normally ,and the last one we did via NAB medfin, they promised the earth in terms of lmi waivers for a strong deal etc blah, and when push came to...

I go by the following There are no good banks, only good people, when the good person is gone, you remain with the bank Dont make price such core issue in what you are chasing, for if thats the case use some backyard net only lender. ta rolf