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  1. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    I get frustrated too, but government on all sides cant take the "victim" position with stuff like this. Leadership by media and "poll based decision making" is not leadership, might be smart polictics in todays age, but such behaviour might show a truly small heart where honour has no...
  2. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    Great salespeople get the business in the door..........................order takers retain it Dont confuse the two :) ta rolf
  3. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    Most lenders already do, some of the ones that dont, they use it as risk management tool to rescore your deal, and if it dont work, then you can stay stuck at PI ta rolf
  4. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    out to lunch..................for a long time Some of the ideas like a progressive return of a largeish entry cost wont cut it for most ta rolf
  5. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    they have a bigger sting if the market goes the other way though..............fixed rates arent suitable products for many regardless of the surety ta rolf
  6. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    Well, yes, but the average loan life is now 34 months ............................. that means either people are being fleeced and loving it, or defs arent really an issue in most cases ta rolf
  7. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    Indeed something needed to be done..................baby now very dry and sitting on the pavement. As mentioned a max fee part related to the actual DEEMED cost would have been much smarter rather than this approach which will have 2 effects long term. Less competition and a loss of...
  8. R

    With the exit of exit fees will we see the exit of smaller lenders ?

    The ban on mortgage exit fees has passed into law, Treasurer Wayne Swan announced yesterday, calling it “a victory for Australian families”. “This critical measure will help boost competition in the home loan market over time, by giving consumers greater freedom to walk down the road if their...
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