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see thats where I see things differently, and looking beyond the current transaction, but the below depends on ur goals and resources, we only have a smidge of data, and NIL soft stuff on u, so again tread carefully. Rather than move for a weeny interest rate difference, in 3 or 5 years...

Hiya SB On that basis Id be tempted to look hard at BWA to 95 % with capped lmi .........the extra buffer and further investment leverage may offset the smallish increase in LMI I dont know yur numbers in detail, but suspect the LMI would go up by around 1800 to 2000 for a signicant extra...

Hi SB A few qs pls, more to come subject to the answers below. 1. What is the loan amount and the LVR pls 2. How much cash buffer do u have left available after the settlement 3. If and when will u turn the place into an investment property ta rolf