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Hi Gargamel Only some lenders will allow the up front val. I believe recently St George will do it through some brokers. Many lenders put you through an app process and THEN do the val..............dumb in a flat or softening market. Sooner or later most valuers will get a clue, my...

Hi with CBA you can get your own val done for 199..........so then u wont burn a hole in your CRAA if the val comes in low ta rolf