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  1. R

    ANZ Loan Structure help please!

    so find someone to follow :).............at a distance much less chance of something going wrong ta rolf
  2. R

    ANZ Loan Structure help please!

    now there is an idea if any of your ideas for trusts relate around asset protection On the fees.........dont loose the focus of what yiu are looking to do here, look beyond the immediacy of a few hundred bucks vs future flex ( assuming there is some :) ). ta rolf
  3. R

    ANZ Loan Structure help please!

    Agreed, makes sense, The other issue is that a fixed and float can be like a Tattoo. Subsequent lenders may not want to play ball behind a lender that already has a FFC and/or RMD Really getting into sticky realms of cashflow and business lending here, but invariably MANY lenders will...
  4. R

    ANZ Loan Structure help please!

    Its actually Not your debt :) I know yes it is, but remember the same "space" of different entity best of luck :) finding a lender that will provide a limited recourse loan. We have had them accepted rarely where the income from the trust was so large that the thing was 2 x self...
  5. R

    ANZ Loan Structure help please!

    Makes absolutely perfect sense, you have identified one of the core drivers, as to the way we make decisions as human beings. low risk would mean I would likely class you into the "risk averse" group of the average geared property investor. the traditional definition of risk averse is...
  6. R

    ANZ Loan Structure help please!

    Do u know what you want in terms of your financing ? , and specifically why you need it ?, and specifically how this current round of financing fits into your future goals. Have have you mapped out your financing plan to match with your goals ? Or,......... like > 95% of investors, we"...
  7. R

    ANZ Loan Structure help please!

    I suppose a lot comes down to how long you have till settlement......and what ur stress tolerance levels are :) Ta Rolf
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