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What Aaron said, and to expand on the logic behind that 1. you, the broker and the bank really don't want to go through the application paperwork I need to get through all that get a conditional approval and then find a valuer that disagrees with your opinion. 2. Every time you make an...

I'm not saying they won't do it............. our experience is that variations is not their priority to the extent that some transactions that should take 3 to 5 days can take 3 weeks to 3 months. any lender that does not allow me to do an upfront valuation is of the preferred product list...

The brown paper bag of cash ................. but even that has no nexus :) ta rolf

If you cut a bank cheque from a LOC or redraw there is no nexus either........... the money gets traded from your account to a banks suspense account. same with if you transfer your funds to a solis trust account........... ta rolf

Any form of post settlement work with ING appears painful to the extent we dont use them in the first place.................... If you want to access equity in the future be prepared for a torturous excercise,but maybe as with ANZ if you have a magic contact it becomes less of an issue. ta...

Now there is a very important statement . The product is therefore fit for your use. Many peops dont think about this aspect, thinking that lenders are lenders................ ta rolf

Fine for purchase or ref I Poison for top ups Ta rolf