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Hi FO As Pete has Suggested it isnt quite that simple Broker based lenders that will do upfront vals are ANZ, AMP, Homeside, CBA and others. If desktop or full val comes down to the LVR, the locn, the dollar amount, the security, refi or purchase. We often try and force a full val...

Likely?..................I think the odds are closer to surely :) ta rolf

some lenders will allow a val before application Saves multiple credit hits Quite useful for lends > 80 % lvr and/or busy CRAA files ta rolf

Nuts : ) , just my view though. A little depends on who the lender is as well. unless u have enough cash to cover for an x LVR lend Your last sentence suggests you are letting fear of loss come into the logic side of your decision making process ta rolf

1. You stump up cash for the difference between the loan and the val. After allm you have signed an uncond contract, and YOU have done your research and the valuer is wrong. 2. Get your broker to use another lender that uses a diff valuer. Preff a lender that allows an upfront val. Now if...

Hiya Seeing u are in NSW, u must mean signing a purchase contract waiving the cooling off. From a finance POV, if you can pay with Cash, or have a strong pre approval, have a copy of your CRAA file, and have some spare $ in case the val comes in short then "go for it" After all, thats...