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  1. R

    Does going guarantor affect DSR?

    Hi Gail Steve McKnight has found a way around it, though I dont feel his methods apply to "normal" investors. Re the car loan, the lender will want to usually make out a bank cheque to the dealer, and sometimes yes they will alos want a bill of sale. Ta Rolf
  2. R

    Does going guarantor affect DSR?

    Hi Gail A serviceability guarantee will only be taken where the guarantor can generally service the entire debt. Therefore, when assessing DSR and the like the lenders will generally take the pessimistic approach and take the guarantee into acct. There are some exceptions to this but my...
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