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what can you expect when you let an RTO loose with ex bankers as primary trainers ? No disrespect to retail, but let us remember......... The banker is the agent of the bank The broker is the agent of the borrower so why do we allow the banker/ex banker to train brokers ? ta rolf

Indeed to the point of walking away from the business : ) ta rolf

For you, yes, thats how you process data and that is 100 % fine Then there are those that are 100 % trust based on their emotions and they pay "zero" attention to the facts figures, fluffy brochures and fancy websites. In between are the other folks who use a mix of hard data, fluffy...

Commission is open disclosure, always has been. Methodology and resulting Credit Advice is in my view IP. And thats why many experienced brokers are cagey to work with some folks. Believe it or not, some folks will take the work done by the broker (sometimes 30 mins, sometimes several...

The content is great and something you would get from a broker AFTER your gut feel is satisfied. It certainly contains a lot of things that the borrower should know, but no broker can complete this without an in depth interview with the borrower first. Arrogant I know, but if this landed...