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  1. R

    "No Valuation will be required." Does this mean...?

    Some would mistake the OPs responses as near troll like, but I dont see it that way ? ta rolf
  2. R

    "No Valuation will be required." Does this mean...?

    and in reality, thats why most of us persist. Those that can listen to reason and work with it will, and those that choose not to, dont, thats all good. Darwin will soon sort it out. ta rolf
  3. R

    "No Valuation will be required." Does this mean...?

    I know that sounds really cool.............but its interesting here that we use EXACTLY this counter for using the one lender, and then you drive it all the way home and park it in the garage and polish it with a great convenience food metaphor. I have to say you arent alone, even smart (...
  4. R

    "No Valuation will be required." Does this mean...?

    ho hum Teenage pregnancy reduces considerably after 21 ta rolf
  5. R

    "No Valuation will be required." Does this mean...?

    refinance to U bank the day after your loan settles, nice low rate ta rolf
  6. R

    "No Valuation will be required." Does this mean...?

    Same as a recent client doing an owner build for 400k build. Didnt want to spend the 600 bucks for a soil survey I dont need to do a soil test to design my slab because most of the other lots on this estate are needing M class, so I will ask the engineer to design around that. While...
  7. R

    "No Valuation will be required." Does this mean...?

    I have some excellent land for sale out the back of Birdsville, with some very rare Ostriches. ta rolf
  8. R

    "No Valuation will be required." Does this mean...?

    looks like the perfect fit for someone that knows what they are doing and is on the home run to retirement ta rolf
  9. R

    "No Valuation will be required." Does this mean...?

    once the loans have settled go to www.ubank.com.au and refinance asap. you will save a motza ta rolf
  10. R

    "No Valuation will be required." Does this mean...?

    see I guesed that too : ) Dont rely on a banker or broker to give u tax advice. If your redraw loan is IO, the 100 k isnt deductible on its entity. if you banker was really trying to be helpful, they would spit tha 100 k away from your home loan, as a separate split and make it io...
  11. R

    "No Valuation will be required." Does this mean...?

    "Anyone" is a broad statement....................... perhaps you could qualify what benefit one has by "saving up" to avoid LMI Again as an aside, LMI, properly used and structured can and often is a TREMENDOUS risk management tool for the investor. Do you have car insurance ...
  12. R

    "No Valuation will be required." Does this mean...?

    FL aint going to be needing the services of any lenders again soon. I think most bankers/brokers that dont structure stuff the "right way" arent lazy, or even thinking that they structure to benefit them or the employer. They often dont "think"............ They react. Most of the time it...
  13. R

    "No Valuation will be required." Does this mean...?

    As an "obviously"irrelevant tangentor 3 Have you run your "tax" side of this past your accountant ? I think you are going to get a smack on the wrist for messing up the simple deductability of the 100 k redraw. Can I guess not, because etax doesnt provide such advice ? While the 100...
  14. R

    "No Valuation will be required." Does this mean...?

    mouldy oldy of mine, most still applies and some more as well http://somersoft.com/forums/showpost.php?p=120656&postcount=6 ta rolf
  15. R

    "No Valuation will be required." Does this mean...?

    what the others said, But dont worry, you will be Lucky :) with the 5.40 rate Lenders often dont do vals for EXACTLY the same reasin youd like to do your own easement search. Personally, if you were my client Id force a val, and it costs all of 99 bucks. Why ? SANF for nervous...
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