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why wait ? If the LVR fits do that ASAP, unless you can see good reason not to, example, the market in your area is say quite warm with lots of good sales. 3 mths wait for the comps to come through might get you 10 %, conversly, if the market is flat or on the slide, jump now. ta rolf

I guess with such a close to "now" focus that wasthe right solution Further analysis and goal planning might show that such a short focus to too short. If one is looking to build a big portfolio over time, LMI is almost always your friend and will allow you to transfer risk to a mortgage...

Well, you know the answer to this. There is a reason why your subconcious has placed the doubt re the waste of money for LMI do a proper, and in depth RISK and financial analysis and you will maybe agree that LMI isnt a bad thing per se. im not againstfamily guarantees, but often what...