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the issue isnt the AVM,the issue is the banker or broker NOT ordering the vals independent and BEFORE of the application,Iknowmany bankers are reluctant to do soperhaps due to system considerations, but many brokers will go the upfront val EVERY TIME. I wont do reval deals where we cant get...

any strategy that pushes to the edge will sometimes fall off.......... ta rolf

Lunch :) are you offering ? t rolf

if you have run a valex val then the chances of the val not being picked up during another request is skinny. Tyring an AVM probably has nil risk. If it comes back lower id expect the full val will take precedence, if the AVM comes back higher, hide the full val Id suggest your broker/banker...

The other way to force fulls with many is to bump the LVR > 80 or 90 % Desktops tend to work better where you have a blow median quality property in a burb, or there is some issue with it, like near train, or main road etc. ta rolf

we arent even Cubic Zirconia and are on frees, some others are on 49s, so there must be an additional tiering system there somewhere ta rolf

You may be better served with an actual CBA upfront val.......... and most ? brokers can order these and the desktops for free. The RP system that CBA uses has a lot more "engine" than the basic report that you can buy, or that mostbrokers use ( either in the RP or Residex versions) ta...