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I guess the obvious retort is Please explain and expand on your inference ? Those that know me, know I have a thick skin, us debt merchants have been accused of all sorts of things, so u wont be the first or the last. ta rolf

I wonder if the "sued" lin your earlier version instead of "used" was a freudian slip :) As an aside, who does a Private Service Provider need to be accountable to ? I would have thought, their clients and any legislative licencing body, and maybe their professional association, and...

GOLD ! Ta Rolf