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So your base deposit is around 13 % approx dont be nervous per se.......... just line it up so you get the best shot, for the right reasons, and you will be approved im sure. Although your loan is largeish, > 750 k to 1.5 mill at 90 max doesnt phase me as long as you let the broker...

95 % even is possible BUT the LMI premium will eat you out of house and home If you were my client id be suggesting an 88% + capped LMI lend to reduce the credit score impact of the LVR, AND id be looking at a lender that can approve LMI in house. There are some lenders where I would NOT...