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Id have to say neither. just is what it is ta rolf

Sure, that makes sense, I mean obviously their cost of client acquisition is lower, but how much lower is their cost really. One aspect from the no frills online lender crowd is they they dnt tell you that they CANT offer specific credit advice on structuring etc , which has as much to do...

Im fine with all on your post bar this ................ In saving some dollars on rates and fees are you really willing to to hope and pray that it will be all ok ,and try to build a portfolio around that. Its not a criticism, its a straight question to ponder. ta rolf

Happens the other way round a lot too........... Obkectively, the lender should not have taken the application in the first place, but therein lies the advice vs price gap. Id assume there was no fe ? ta rolf