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Because for many of the lenders thats part of their rules to manage risk.im not saying it can't be done in isolated cases, I'm saying ask your funder first Ta Rolf

Very few lenders have a sole Val company on their panel. Most use valex or Vms ,means you are playing a 1 in 10 or so game with most of them. Ta Rolf

The valuer you seek advice from will prob not be the valuer the lender will use With up to 28 % spreads on Val for the same property in the same week across 3 diff valuers it's a strategy with a higher than obvious risk of failure Ta Rolf