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less so than 90% most butnot all lenders will do DTs the issue is with the"3rd party guarantee" to make it work properly BUT, if your Ips arent neg geared, you can simply borrow in the unit trust with a directors guarantee vs personal borrowing with security guarantee from trustee...

From a finance POV DT every day as long as your serviceability is ok - more lenders will accept them at normal LVRs, Uts can be more limited But, not enough info really ta rolf