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Its good option if................we have found Banks tend to should have all over themselves. We have found that hope isnt an effective strategy, especially where there is a perceived age issue at hand. ta rolf

Hiya The 85 % refusal at wbc is partly due to > 1 mill exposure...........but there is more to that. Perhaps have a chat with a broker to get a better understanding of how the exposures to lenders work. A bankker may be a reasonable option, but most wont be aware of what other banks...