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You might want to consider doing that contact before you commit to going with lender X. I have seen dozens of outcomes that werent favourable because basics werent considered in the borrowers own assessment, and many times lender X ( and often even broker Y) have no idea on moving forward, and...

seen a few clients of mine move across. it suits some............ but be aware, it is a bait and switch campaign with an end date. ta rolf