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the reality is that the "saleable" value is possibly in the middle of all 3 OTP resales can be problematic with lots of stock sometimes dumped and competing with one another ta rolf

its a generalistion that isnt true Its more often the other way wound. The OTP product may have been 10 to 20 % above the market when sold. Not all OTP is the same obviously. If you have lots of cash/equity and surety of employment, and one feels they can pick the timing of the...