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Hi Gross, I come from Europe and do have IPs in Europe and I can assure you that No Doc loans are NOT available at all for standard residential lending. As a matter of fact, usually you are restricted to P&I and a max LVR of 70% (that is at least mainly true for countries such as Germany...

AMP is the third lender that will no longer give discounted rates for Low Doc rates - the AMP change is effective 28 July. St George has increased Low Doc rates by 0.35% already last month. Batten down the hedges for all Low Doc clients out there; I think others will follow soon.