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Cheers Richard. Perhaps I'll have to go back to my mortgage broker find out exactly what the options are. Was really only going off the results of some online calculators :rolleyes: Thanks again :)

Hi Tarah. We would if we could but pretty sure we wouldn't be able to service or qualify for the loan. Therein lies the prob... How have others continued to buy when running into servicability issues (especially on relatively lowish incomes)? Thanks :)

Howdy folks. Needing some opinions and perhaps a fresh perspective on our current situation. PPOR Value $500K Loan $354K IO variable. IP Value $350K Loan $198K IO variable. Overall LVR 64.9% As you can see from a LVR standpoint we’re pretty much ok. The real issue we have is...