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Hrm, I have insurance with commonwealth bank for the old house now, it came cheap when we moved the mortgage there. Its vacant so any day now the excess rises to $2000. Considering I've already had about $500 worth of stuff pinched (basically everything loose and not so loose in the backyard)...

When we got 'flooded' in 2007 we only got 1cm of water through the bedrooms. It soaked in through the walls :eek: It was a few feet deep *outside* the house. There were so many towns in the region hit by a sudden flash flood - really just stormwater runoff, we got 40mm in half an hour - that the...