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My agent fee is over 5% :( Check with the bank what the break fees are if she's got a loan - it varies hugely. For us it is $700 (pretty standard CBA 'delayed establishment' fee) but that's still close to 1% of the sale price. And I think they are slugging us another $350x2 for changing the...

Probably $5. You'd really be wanting to know the agent commission, the fees the government charges you for mortgage discharge, bank break fees, conveyancer/solicitor fees and probably some other fees I can't think off offhand. A lot, anyway. I'm up for close to 10% in total fees and...