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They did a driveby when we bought the new house and simply accepted what I said house A was worth and used the value we paid for house B. When we got extra loan for the renovations on house B they valued them both. House A came up as exactly what I said it was worth, and house B came up 50%...

Sheesh, we had the valuer come through BOTH houses, was in each for like half an hour, taking photos etc. I swear it was more thorough than a structural inspection. What's a 'low' LVR? 20%? We were 60%.