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Not really ... if you earn $50k, and want a $200k house but have to buy it some really obscene distance from your work because all the ones close to where you work are $400k, does that really make it affordable? I earn so little I can't actually afford *anything* suitable where I live now...

The median income here was in the $40ks in 2006 and the median house is $180k so this area is closer to sanity than most. Probably explains the massive influx of people selling out of the city to retire here. They build HUGE houses, on HUGE blocks, which doesn't make sense but hey - need to keep...

With a median household income of $66k, why is the median house $400k not $200k? But then, you can't even *build* a house for much less than $200k these days, and building new still seems to be cheaper than buying existing in most places. Except places with medians under $100k :)