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  1. RumpledElf

    Downgrading PPoR - how does the finance work

    Learn something new every day. Good to see someone up there has realised there's a black spot issue, at least. I wonder where you can find which towns are earmarked for ADSL ... Melrose has it and it is a tiny little tourist hamlet full of overpriced cafes and gift shops (I'd recommend the...
  2. RumpledElf

    Downgrading PPoR - how does the finance work

    I thought Telstra was more public than not now and those DSLAMs would be paid for by the ridiculously exorbitant charges us Telstra customers pay ... I'd call taxpayer subsidising if you could get 10G wireless for $20 a month not $169. With ADSL at least you can get good value plans from...
  3. RumpledElf

    Downgrading PPoR - how does the finance work

    It is kind of funny that all these little towns out here have adsl or even adsl2, the really small towns you can get wireless with crap plans but 3Mbit speeds, and pockets of major metros right near the CBD have black spots :confused:
  4. RumpledElf

    Downgrading PPoR - how does the finance work

    We crossed the two originally when we bought the $65k one (which was valued at $90k a few weeks later) and needed the one at $75k as security, but that was over a year ago - now they are $180k and $85k, and by February we'll also have the $50k block of land unencumbered so we have so much equity...
  5. RumpledElf

    Downgrading PPoR - how does the finance work

    Due to our unexpected change of circumstance and the sheer pain of trying to get a bridging lo-doc loan to build, I'm seriously considering downgrading to a cheaper but bigger house - and they certainly do exist, as there are lots of towns near here that are a lot cheaper than the one I am...
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